Farm Vehicle Insurance

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Farm Vehicle Insurance

Whether you're a tractor enthusiast with a vintage Massey Ferguson attending shows, or run a working farm with a vast array of vehicles, it's important to ensure you're protected. You can tailor quotes to your specific needs, for instance if you never use your farm machinery on public roads you won't need road risk cover but will almost certainly want cover for fire and theft.

Do I Need Specialist Cover?

Some vehicles you might find on a farm like vans you can buy dedicated van insurance for, but for farm specific vehicles like tractors and telehandlers you're unlikely to find cover from mainstream insurers. So it's important to deal with a specialist who understands the unique requirements of farm vehicle owers given the variety of uses for their vehicles.

Tips for Farm Vehicle Insurance

Choose the right cover

Make sure the policy you choose covers your needs. If you never take your vintage tractor on the road, don't pay for road risk cover. Farm vehicles can be a target for thieves so make sure you're able to comply with the security requirements of your chosen policy.

Try to pay your premium upfront

Many insurers will charge interest if you opt to pay monthly. So, if you are able to, always look to pay for the year upfront to avoid this extra cost.

Don't buy unnecessary extras

You'll no doubt be offered a host of policy extras by your chosen insurer. Whilst some extras provide great value, don't pay extra for cover you won't use. Don't forget you can often save money with stand-alone breakdown cover.

Renew your policy in good time

It may seem counter intuitive, but research suggests insurers can offer discounts to customers who are organised. People who leave renewing their insurance until the last minute could be disorganised and always in a rush, which could theoretically translate into riskier driving habits.

Don't auto-renew

It's always worth comparing prices every year to make sure you're getting the best possible deal. If you use our service we will send you a reminder to shop around.

How to Save £s on Farm Vehicle Insurance

In 3 simple steps, taking less than 2 minutes, you can search a wide range of some of the most trusted providers in the UK. You can also tailor the policy to ensure it covers you for what you need.

1
Provide your details

Enter your personal information, name, address, occupation, etc – this tells the market who you are and where you live.

2
Provide your requirements

What are you looking to cover, the vehicles, who will drive it and how far will you drive. You can also select the level of cover – Comprehensive or Third Party, Fire and Theft? Do you want Protected No Claims Bonus or not?

3
Choose the right policy

Review the results and tailor your cover – once the market has quoted your policy, you can amend cover to your own needs. Higher or lower excess? Legal Cover? Breakdown? This can all be amended before selecting your desired policy.

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