Driving Instructor Insurance

Driving Instructor Insurance: Essential Cover for Your Business

For a driving instructor, your car is more than just a vehicle; it's your office and the most important tool of your trade. This is why a standard car insurance policy is simply not enough.

Driving instructor insurance is a specialist motor policy designed to protect you, your vehicle, and your business from the unique risks of teaching people to drive. It is a legal and professional necessity that covers the use of your car for "hire and reward," which a standard policy won't.

Key Features and Cover Options

Specialist driving instructor insurance is a flexible policy that can be tailored to your specific needs. The most important feature of the cover is that it protects you while a provisional licence holder at the wheel. This includes cover for any damage or incidents caused by a Learner Driver, as well as protection for your vehicle's dual controls.

Many policies also include public liability cover, which protects you from claims for injury or damage to a third party that isn't directly related to a motor accident. Depending on your needs, you can also extend your policy to cover other named instructors or family members who might use the car.

Factors Affecting Your Premium

The cost of your driving instructor insurance premium is influenced by several key factors. Your driving history and experience as an instructor play a significant role, as does the type of vehicle you drive. Insurers will also consider where your vehicle is stored overnight and the area in which you teach.

It’s important to provide accurate information on your annual mileage and whether you have any additional named drivers. This ensures you get a quote that is perfectly tailored to your business.

Why Compare with The Comparison Expert?

At The Comparison Expert, we make finding the right cover simple. We help connect you with a wide range of specialist providers who understand the needs of Approved Driving Instructors (ADIs) and Potential Driving Instructors (PDIs), allowing you to quickly compare quotes and find a policy that protects your livelihood.

Compare driving instructor insurance quotes today and get the cover you need with confidence.